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Tag: money

Articles tagged as Money

Buying Your First Home And The Truth About Interest Rates

Posted on September 20, 2024 by James Whitten
Buying your first home could be a challenging thing.There are several things that get into investing in a house that the very first time home buyer might not know about.A very important factor that switches into investing in a home is really a deposit.A deposit is money you set up front to get the home.The more income you set up front the less you will need to repay to the lender.Another thing a first-time home buyer might not know about is really a mortgage...

Don't Overpay For That Home

Posted on April 9, 2023 by James Whitten
Many folks fall in love with a house that they need to have, no matter the price tag.In a seller's market, it's fairly common for prospective buyers to find themselves in a bidding war over a home.Many times, the winning buyer provides a great deal more than the asking price for your home.By way of example, if you are inclined to provide the seller his inflated selling price and throw in $500 of closing costs, you may be wasting a little bit of your money...

Should You Buy New Or Used?

Posted on February 3, 2023 by James Whitten
There are many benefits to both new and existing houses.Which one you purchase is dependent upon your preferences.When it comes to buying a home, new can be quite nice.But present homes have many benefits also.You should think about all the benefits to each sort of home before making your choice.Why buy an existing home?When you purchase an existing home, you're usually able to get a bigger home for the money...

Sticking With Some Home-Buying Rules Makes Sense

Posted on August 15, 2022 by James Whitten
Purchasing a home is a component of most people's lives.It fits right into our financing with saving for retirement and health insurance.It's simply part of our finances.You'll be able to turn to lots of places for information when purchasing a house.You can speak with a realtor, a mortgage lender or even your loved ones.But there are several tried and true personal finance laws that match the home-buying scenario perfectly...

Using Retirement Savings for Your Down Payment

Posted on November 8, 2021 by James Whitten
One of the largest hurdles to purchasing your first home is discovering the deposit.Alas, you might curently have it rather than even realize it.Long ago, you needed twenty percent of the worthiness of the house you were thinking about as a deposit.On a $300,000 home, that equated to an impressive $60,000.As possible guess, few people could afford this type of cost on a fresh home.The mortgage industry gradually evolved a far more liberal attitude towards down payments...